PAYDAY LOAN USA
Quick and Easy Approvals
Fast approvals • Secure process • Trusted locally
How we do it
That alternative to the old payday loan that you’ve been waiting for
We offer your payday loan as a fully automated, online experience. The benefits are huge. Here are a few of the reasons this is your exciting new future in the world of short-term loans.
Same Day Cash Loans
Whether it's a car repair, doctors' bills, SSDI Payday Loans, or tuition fees, everyone needs a little help from time to time. A quick cash loan from TOMPKINS FINANCE, LLC gives you easy access to the funds you need.
We want to make online loans as hassle-free as possible. Check out our Education Center to get all the details you need, from budgeting tips to financial term definitions.
To learn more about how we differenciate ourselves from other lenders, go see our comparison chart.
CHOOSE YOUR PERFECT LOAN
Skip the queues and apply from the comfort of your home. Our advanced tools instantly determine your eligibility.
The hassle-free loan experience awaits.
Safe & Secure
Completely confidential and secure. We use the same high standards as banks.
Expert Support
Our support staff is always ready to answer your questions and guide your application.
No Hidden Fees
Transparent process with no hidden fees — fully compliant licensed lenders.
Flexible
Your interest fee remains unchanged whether you pay in 1, 2, or 3 installments.
Transparent
Everything is clear upfront — what you see is what you get.
Fast
Instant approval notification and recommended repayment plan (1–3 installments).
Are You Eligible?
Meeting these simple requirements could get you the funds you need quickly and securely
Minimum Income
You must have a regular income of at least $1,000 per month from employment or verifiable sources.
Legal Age & ID
You must be of legal age with a valid government-issued photo ID from your state.
Active Bank Account
You need an active checking account that receives regular income deposits for at least 30 days.
Contact Information
Valid phone number and email address for verification and communication purposes.
We Do Things Differently
TOMPKINS FINANCE, LLC provides quick, safe short-term loans when financial uncertainty strikes. We help Americans get back on track with transparent, accessible funding.
Bad Credit? No Problem
We focus on your ability to repay, not past credit history. Bad credit isn't a deal breaker.
Zero Paperwork
No faxing, scanning, or documents. Our streamlined digital process does the work for you.
Minutes, Not Days
24/7 automated pre-approval. Get answers instantly, anytime, anywhere.
100% Transparent
No hidden fees. Clear terms, honest costs, and all the tools you need to decide.
Bad Credit? No Problem
We focus on your ability to repay, not past credit history. Bad credit isn't a deal breaker.
Zero Paperwork
No faxing, scanning, or documents. Our streamlined digital process does the work for you.
Minutes, Not Days
24/7 automated pre-approval. Get answers instantly, anytime, anywhere.
100% Transparent
No hidden fees. Clear terms, honest costs, and all the tools you need to decide.
Bad Credit? No Problem
We focus on your ability to repay, not past credit history. Bad credit isn't a deal breaker.
Zero Paperwork
No faxing, scanning, or documents. Our streamlined digital process does the work for you.
Minutes, Not Days
24/7 automated pre-approval. Get answers instantly, anytime, anywhere.
100% Transparent
No hidden fees. Clear terms, honest costs, and all the tools you need to decide.