Quick and Easy Approvals
Fast approvals • Secure process • Trusted locally
Living in Austin means embracing the unexpected—whether that's a sudden downpour flooding your apartment during a Texas thunderstorm, your bike getting stolen outside a Rainey Street bar, or realizing your rent went up again because you're in one of the fastest-growing cities in America. We get it. Austin's tech boom and vibrant culture come with a cost, and sometimes that cost hits before your paycheck does.
Maybe you're a musician trying to cover equipment repairs before your next gig at The Continental Club. Perhaps you're a tech worker who needs to fix your laptop before that big presentation at the Domain. Or you could be a student at UT dealing with unexpected textbook costs, a service industry worker whose tips didn't cover this month's bills, or someone who just needs to bridge the gap between paydays in a city where the cost of living keeps climbing.
At TOMPKINS FINANCE, LLC, we're not just another lender—we're your Austin neighbors. We understand that traditional banks with their lengthy approval processes and credit score requirements don't work when you need cash now. That's why we've built a payday loan service that's as fast and flexible as Austin itself. Whether you're dealing with an emergency car repair on 183, need to cover a surprise medical bill, or just need breathing room until your next paycheck, we're here to help you keep up with the pace of life in the Live Music Capital.
Lone Star State
Apply from your phone, any time. E-sign & get money deposited often within 5 minutes. No branches, no lines.
We’re a licensed Texas direct lender — not a broker. Clear rates, responsible underwriting, no hidden fees.
Serving all Austin metro: Zilker, Round Rock, Cedar Park, Buda, Kyle, Georgetown — plus Dallas, Houston, San Antonio.
Wherever you are in Texas, we're your partner — fast, fair, and local.