TOMPKINS FINANCE PAYDAY LOANS IN HOUSTON

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Austin’s Best PayDay Loans

Living in Austin means embracing the unexpected—whether that's a sudden downpour flooding your apartment during a Texas thunderstorm, your bike getting stolen outside a Rainey Street bar, or realizing your rent went up again because you're in one of the fastest-growing cities in America. We get it. Austin's tech boom and vibrant culture come with a cost, and sometimes that cost hits before your paycheck does.

Maybe you're a musician trying to cover equipment repairs before your next gig at The Continental Club. Perhaps you're a tech worker who needs to fix your laptop before that big presentation at the Domain. Or you could be a student at UT dealing with unexpected textbook costs, a service industry worker whose tips didn't cover this month's bills, or someone who just needs to bridge the gap between paydays in a city where the cost of living keeps climbing.

At TOMPKINS FINANCE, LLC, we're not just another lender—we're your Austin neighbors. We understand that traditional banks with their lengthy approval processes and credit score requirements don't work when you need cash now. That's why we've built a payday loan service that's as fast and flexible as Austin itself. Whether you're dealing with an emergency car repair on 183, need to cover a surprise medical bill, or just need breathing room until your next paycheck, we're here to help you keep up with the pace of life in the Live Music Capital.

licensed texas lender · up to $5,000

Lone Star State

Fast & responsible payday loans in Austin

From South Congress to the Hill Country, life in Austin brings unexpected moments. We provide short-term loans up to $5,000 — 100% online, instant decision, funds in minutes. Transparent, direct lending for Texans.
Couch to cash

Apply from your phone, any time. E-sign & get money deposited often within 5 minutes. No branches, no lines.

Ethical direct lender

We’re a licensed Texas direct lender — not a broker. Clear rates, responsible underwriting, no hidden fees.

Serving Austin

Serving all Austin metro: Zilker, Round Rock, Cedar Park, Buda, Kyle, Georgetown — plus Dallas, Houston, San Antonio.

Austin · San Antonio · Houston · Dallas · Fort Worth

Wherever you are in Texas, we're your partner — fast, fair, and local.

Austin & suburbs
  • Round Rock
  • Cedar Park
  • Pflugerville
  • Georgetown
  • Kyle
  • Buda
  • San Marcos
  • Lockhart
DFW metroplex
  • Plano
  • Frisco
  • Irving
  • Garland
  • Arlington
  • McKinney
  • Denton
  • Richardson
Gulf & central
  • Houston
  • Pasadena
  • Sugar Land
  • Pearland
  • Conroe
  • College Station
  • Waco
  • Temple
South & west
  • San Antonio
  • New Braunfels
  • Laredo
  • Corpus Christi
  • El Paso
  • Midland/Odessa
  • Lubbock
  • Amarillo
Plus Abilene, Beaumont, Harlingen, Killeen, Victoria, Wichita Falls, Tyler, Longview, and hundreds more Texas communities.
Licensed in Texas · Bank‑level Encryption · Secure · Zero Hidden Fees
Intime financial help

CHOOSE YOUR PERFECT LOAN

Skip the queues and apply from the comfort of your home. Our advanced tools instantly determine your eligibility.
The hassle-free loan experience awaits.

Safe & Secure

Completely confidential and secure. We use the same high standards as banks.

Expert Support

Our support staff is always ready to answer your questions and guide your application.

No Hidden Fees

Transparent process with no hidden fees — fully compliant licensed lenders.

Instant financial help
Flexible

Your interest fee remains unchanged whether you pay in 1, 2, or 3 installments.

Transparent

Everything is clear upfront — what you see is what you get.

Fast

Instant approval notification and recommended repayment plan (1–3 installments).

Instant financial help

Ready to Get Started?

Join thousands of satisfied customers who trust our fast, secure, and transparent loan process.

No Credit Check
Instant Approval
5-Minute Transfer
Bank-Level Security
SSL Encrypted
Verified Lender

Begin Your Application

Click below to start your application. It's quick, easy, and could change your financial situation in minutes.

99%
Approval Rate
24/7
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5★
Rating
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